The Housing Council Foreclosure Prevention Counseling Programs assist homeowners who are behind or having difficulties in making their mortgage payments. We create the best action plan suitable for each individual client, which is provided at the end of the appointment

The NY ABLE Program allows New York State residents with disabilities to save money for their disability-related expenses without the risk of losing benefits from assistance programs like Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI) and Medicaid.

The Project SHARE Heating Fund is operated by Heart Share Human Services of New York in partnership with NYSEG and RG&E. To receive a grant, NYSEG and RG&E customers must have an active disconnection on their heating account, they need to meet HEAP income guidelines, and have exhausted available HEAP benefits and emergency aid. Eligibility has been extended to include military veterans and active service members regardless of income. It is a one time benefit of $200 toward a heating expense that can only be received once every 12 months. To apply you can contact NYSEG Customer Services Representatives or Heart Share directly to find where to apply.

TANF Life Skills 1:1 : Program overview: Cornell Cooperative Extension of Yates County provides personalized financial management/budgeting education to qualifying Yates County residents

What we do: Our Life Skills Educator will meet with you to:

Look at/create a personalized budget

Review income and expenses

Provide resources and information to help meet your financial goals

Benefits:

Gain a better understanding of your financial situation

Learn tips to help save and stretch your dollars

Free money management tools and resources

Upon program completion, families receive a $100 incentive!

How it works:

Families can be referred by a partnering agency or can be self-referred

The program consists of approximately 6, 1-hour meetings with our Life Skills Educator. Meeting times and location are flexible

A maximum of 20 families served per year

Not sure if you qualify? Contact 315-536-5123 for more information.

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Bonded/trained volunteers help older adults with bill paying/budgeting tasks in their own homes. Limited POA

Personal money manager who works safely with seniors at their kitchen tables or home offices. Assists with paying bills, gathering information at tax time, setting up and maintaining filing systems and completes forms and paperwork. Coordinates with clients' families and trusted advisors to help get important work completed on a timely basis.

This program provides free and confidential financial coaching to help individuals and families manage their money and improve their financial future. Trained volunteers will work one-on-one to help them learn to pay bills on time, set up and follow a budget, and achieve personal financial goals.

Community Habilitation is a goal oriented program that can include assistance and guidance in such things as personal care, cooking, cleaning, or money management.

Those facing an inability to cover your basic needs, JFS can help. We offer Interest Free Loans, a Summer Internship Program for college students, and a Jewish Children's Home Scholarship Program.

We offer free workshops several times a month on topics that can help you get started making a personal financial plan, finding out what your credit score means and how to improve it, or saving money by cutting your energy use at home. For those who would like individualized coaching as you work toward your financial goals, our One-on-One program matches you with a trained volunteer who will meet with you regularly to talk about your progress, challenges, and next steps.